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Anglian Commercial Finance is a one stop shop for the financial activity of your business.

We specialise in responding to the needs of small to medium sized businesses.

We can help you protect and grow your business using our individually tailored financial services to suit your particular needs, cost effectively and efficiently.








ACF works with you to understand your business and your customer expectations.

Anglian Commercial Finance a trading arm of Nationwide Debt Solutions Limited registered in England No3895407

Created and Maintained by Aztech Business Systems Ltd.

SERVICES SECTOR Hopes that a strong recovery will maintain its momentum in the second half of the year were given a lift by better than expected services activity last month. The purchasing managers index for services jumped from 59.1 in July to 60.5, a ten-year high that confounded forecasts of a small retreat. With the three PMI surveys for August complete, the economy looks on track to grow by 0.8% in the third quarter-inline with the first two quarters of the year.

EMPLOYMENT The struggle to find skilled staff has led to vacancies rising at the fastest pace since 1998, increasing pressure on the government to reform the visa system. Permanent candidates were in particularly short supply, according to the Recruitment and Employment Confederation and KPMG.

RETAIL SALES Shoppers splurged on clothes and shoes last month, driving total like-for- like sales up by 1.3% in shops across the country, according to the British Retail Consortium. The increase was the biggest of the year, excluding a brief spike over Easter, and it ended a subdued run for retailers, with previous months depressed by a fall in sales of food. online sales leapt by 19.8%, the highest increase on record .

UK INDUSTRY Manufacturing suffered a setback last month as mounting fears about the crisis in Ukraine and concerns about the eurozone took their toll. Factory activity dropped to its weakest level since April 2013, last months purchasing managers index showed. The scale of the fall took the markets by surprise, causing the pound to lose much of the gain made against the dollar.

BRITAINS RECOVERY Britians economic recovery is leaving the rest of the developed world in its wake after the International Monetary Fund upgraded its growth forecast by more than any other major economy. The UK is now expected to grow by 3.2% this year, more than any other member of the G7 group of leading nations.

CONSUMER CONFIDENCE British consumers have been buoyed by the most dramatic improvement in economic confidence for 37 years. People who were sunk in gloom only a year ago have become markedly less depressed about their economic circumstances and prospects, according to the GfK index of consumer sentiment. In the past 14 months, the index has climbed 27 points, the sharpest gain since the second half of 1977. Although the index has only climbed to zero, it has been in negative territory for more than nine years.

SME POSITION TO HIRE SME employers are nearly five times more likely to hire more people in the next quarter than larger businesses, according to the Chartered Institute of Personnel and Development. The proportion of smaller employers who expect to decrease levels in the the second quarter is -52 against +11 for larger employers

LATEPAYMENT More than a third of small and medium-sized businesses want larger companies who persistently pay late to be barred from government contracts. Only 9% of 500 SMEs surveyed by BFS said that their debtors were making prompt payments at the end of 2013, compared with one in five in 2009. A separate report by the Forum of Private Business showed that almost a quarter of its members had suffered an increase in late payments over the past year, in stark contrast with 3% who reported a decrease. About 29% have witnessed a rise in the average number of days beyond the deadline that payment is made late.

UK CONSTRUCTION The construction PMI, produced by Markit and the Chartered Institute of Purchasing & Supply, slipped to 62.6 in February from 64.6 in January. Economists had forecast a fall to 63. Despite the weather, housebuilding was strong by recent standards. The sub-index fell from 67.3 to 62.1, suggesting that activity "continued to increase sharply". Job creation was at its highest in three months as 59% of construction companies expected a rise in output over the year.

RIGHT KIND OF GROWTH Britain enjoyed the "right kind of growth" in the final three months of 2013 as business investment and trade took over from consumption as the main drivers of the recovery. Official figures showed the long awaited revival in corporate spending finally had picked up speed, with investment growing by 2.4% to 31.8 billion in the fourth quarter, the highest since September 2007.Trade also contributed to growth as imports fell and exports grew by 0.7% in final three months of 2013, with 0.4% delivered by trade and 0.2% by business investments.

HOUSEBUILDING Housebuilding in England last year recovered to levels not seen since the start of the financial crisis in 2007, giving the Help to Buy scheme a boost. New housing starts rose to 23% in 2013 to a six year high of 122,590 but remained far below the industrys peak of 183,000 in year to March 2006. Rates of new build in the final three months of this year increased by 23% on the same period in 2012, despite the bad weather