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Anglian Commercial Finance is a one stop shop for the financial activity of your business.

We specialise in responding to the needs of small to medium sized businesses.

We can help you protect and grow your business using our individually tailored financial services to suit your particular needs, cost effectively and efficiently.








ACF works with you to understand your business and your customer expectations.

Anglian Commercial Finance a trading arm of Nationwide Debt Solutions Limited registered in England No3895407

Created and Maintained by Aztech Business Systems Ltd.

UK ECONOMY The countrys econiomy is becoming ever more unbalanced as consumer spending props up growth in the face of a slowdown in manufacturing. Fugures out yesterday showed retail sales soared in October while sluggish global outlook hit exports and dented confidence at UK factories. Retail sales volumes rose by 0.8% in the month, as falling petrol prices gave shoppers a little extra cash for clothes and furniture in particular, the Office of National Statistices said.

CONSTRUCTION A slowdown in housebuilding last month pushed construction activity to a five month low, reinforcing fears that the recovery is losing steam. The purchasing managers index for October dropped to 61.4 from 64.2 the previous month and below the consensus forecasts of 63.5.

EUROPEAN GROWTH Britains status as Europes leading economy was rubber- stamped by the European Commission when it upgraded the countrys growth forecast and slashed its outlook for the eurozone. The commission raised its 2014 growth for Britain from 2.7% to 3.1% and its 2015 prediction from 2.5% to 2.7%. It cut eurozone projections from 1.2% to 0.8% and 1.7% to 1.1%.

MANUFACTURING The Market/CIPS purchasing managers index for the manufacturing sector rose to 53.2 in October, from 51.5 in September. This was the highest level in three months and slightly above the previous third-quarter average of 53. Markets final eurozone manufacturing PMI came in at 50.6 in October, down from the previous estimate of 50.7- above the 50 mark that separates growth from contraction.

HOUSING MARKET Fears of a slowdown in the housing market are building, as Nationwide figures showed the growth in house prices slowed for the second month running. House prices across the UK grew by 9% in October from the previous year, down from annual growth of 9.4% in September. House prices rose by 0.5% over the month after dipping 0.1% in September, pushing prices to an all-time high of 189,333.

UK RETAIL SALES Retail sales fell more than expected last month. Such sales fell by 0.3% compared with August. because of mild weather, official figures show, with shoppers leaving autumn ranges on the shelves. The decline was worse than the 0.1% fall predicted. Septembers setback meant that sales growth on a quarterly basis slumped to 0.3 % the slowest rate this year. Sales had grown by 1.5% in the second quarter, according to the Office for National Statistics.

SERVICES SECTOR The service sector continued to grow last month, but expansion was at its slowest rate for three months, according to the latest figures. The Markit/CIPS UK Services PMI dropped to 58.7, lower than expected and down from Augusts nine-month high of 60.5. Any figure above 50 indicates expansion.

CONSUMER CONFIDENCE GfKs British consumer confidence index has decreased two points this month to minus one. Four of the five measures used to calculate the index, including respondents personal finance situations over the past 12 months and what they are expecting for the coming year decreased.

JOBS Unemployment has fallen to the lowest since the government bailed out the banks six years ago. The jobless rate dropped from 6.4% to 6.2% in the three months to July, according to the Office for National Statistics. The number of unemployed has fallen by 468,000 - the largest annual decline since the Lawson boom of 1988.

LATE PAYMENT More than a third of small and medium-sized businesses want larger companies who persistently pay late to be barred from government contracts. Only 9% of 500 SMEs surveyed by BFS said that their debtors were making prompt payments at the end of 2013, compared with one in five in 2009. A separate report by the Forum of Private Business showed that almost a quarter of its members had suffered an increase in late payments over the past year, in stark contrast with 3% who reported a decrease. About 29% have witnessed a rise in the average number of days beyond the deadline that payment is made late.