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Many established businesses are well run and fundamentally sound, yet constantly suffer from a debilitating shortage of cash which can eventually lead to the breakdown of profitable trading.

Invoice Discounting solves this problem. You continue to receive your customer's payments and manage your sales ledger and credit control activities. Invoice Discounting will give you a prepayment facility against your invoices of up to 80% and the balance when your customers pay.

The Benefits to you are:
  • No more cash flow headaches, leaving you free to concentrate on growing your business.
  • Receive cash on delivery but still give your customers the credit terms they have always enjoyed.
  • Improve your return on capital invested.

The service costs are divided into two areas:
  • Service charge and low interest loan.
  • Most companies find the finance costs less than a normal overdraft.
  • It depends entirely on your individual requirements and the workload involved.
  • As a guide, the service charge for invoice discounting would be in the range 0.2% to 0.7% of annual turnover.
  • The finance would be around 2% to 2.5% over base rate.

Why not call us today on: 01480 471615

you can email us at:

or use our online contact form
FACTRORY ORDERS PICK UP Manufacturers have reported the strongest increase in orders in 22 years, helped by the fall in sterling, strong demand in Britain and the global economic recovery. The Confederation of British Industrys latest report shows the highest increase in total orders in frist quarter since April 1995. The sharp pick up was driven prodominantly by export orders, which rose at the fastest pace in six years. Manufacturers are even more optimistic about exports in the future, with predictions for growth at their strongest level in more than two decades. Companies are also hiring more workers to meet the expected demand. More business said that the current levels of stock were inadequate to meet demand than any time since 1988.

RETAIL SALES Growth in retail sales appears to have slowed last month compared with a year earlier, in another sign that the biggest driver of the UK economy is losing steam.The British Retail Consortium and KPMG said the comparable retail sales fell by 1% last month.Helen Dickinson, chief executive of the BRC, said that an early Easter last year caused a slight distortion in the figures and always made spring a tricky period.

CONSUMER CONFIDENCE Consumers have started 2017 with renewed confidence in their personal financial situation but remain concerned about the wider economy, despite record high employment and the UK economy growing faster than any other G7 nation in 2016. The GfK consumer confidence index rose two points in January to reach a balance of -5 having plunged to -12 in July after the Brexit vote.The index was pushed up by confidence in personal finances, with expectations for the year ahead in this rising three points from a balance of zero in December.

HOUSE BUILDING The building industry received its fastest rise in new orders in almost a year in December, even as the fall in sterling drove up the cost of imported materials to the highest level in five and a half years. The purchasing managers index for the construction sector rose to 54.2 last month, up from 52.8 in November, marking the fastest pace of expectation since March. The upbeat outlook from 200 companies in the sector comes after similarly positive stance from the manufacturing industry, where activity rose at the fastest pace in two and a half years according to its PMI survey.