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WHAT COST TO YOUR BUSINESS IF YOU OR KEY MEMBERS OF STAFF ARE UNABLE TO WORK OR AWAITING CONSULTATION FOR

MEDICAL TREATMENT?




The pressures on the National Health Service today mean that waiting lists for both minor and major surgery are unacceptably high.



Long gone are the days when the state would look after you if you were ill or have had an accident and could not work.



The chances of you being unable to work through ill health at some stage in your career is much greater than you may think.



The means to opt for immediate private treatment is essential, but is private medical insurance affordable?



Premiums can vary from company to company with very little difference in benefit levels.



ACF will find you the most competitive scheme available that matches your needs and make sure that you continue to get the best advice in the future.




Our advisers can provide advice

  • Identify your personal needs

  • Explain the benefits and limitations of the schemes

  • Explain the claims procedure

  • Explain in detail the recommended scheme

  • Explain that any information about you would be kept securely and in accordance with the Data Protection legislation







Why not call us today on: 01480 471615



you can email us at: info@angliancommercialfinance.co.uk



or use our online contact form

BIG RISE IN FIRMS ON BRINK

There has been a record rise in UK businesses in severe financial distress as companies find it almost impossible to navigate the challenges they face according to an insolvency specialist. The number of businesses showing signs of critical stress rose by 50.2% quarter on quarter to 46853 in the final three months of 2024.Begbies Traynor said. Its red flag alerts showed that construction companies were facing the most significant challenges with 6830 businesses showing signs of critical distress. Consumer sectors also reported a jump of 76% in financial for the leisure sector and 48% in general retailing.

UNEMPLOYMENT RISES

The number of job vacancies has fallen to its lowest level in more than three years and unemployment has risen signalling that businesses reined in hiring after Rachel Reeves October budget. Wages also accelerated to a six month high before the Bank of England next interest meeting. Figures from the Office for National Statistics showed that the number of vacancies fell by 24000 to 81200 in the three months to December from the previous quarter the lowest volume since the three months to May 2021

BUSINESS FAILURES HIT 30 YEAR HIGH

Business failure hit a 30 year high of 25,158 last year as owners struggled to keep up with interest rates, rising costs and customers cutting spending. That may rise this year, with the Centre for Economics and Business Research forecasting that 33,000 companies will fail, but official figures suggested the upward annual trend may have peaked.

COSTS THREATEN ZOMBIE FIRMS

Tens of thousands of so- called "zombie" companies will fall prey to rising interest rates and inflation in the coming months according to the boss of Begbies Traynor. Ric Traynor, executive chairman of the insolvency specialist, predicted that highly indebted companies that have only managed to cling on thanks to cheap borrowing costs will fall over the next 18 months.