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WHAT COST TO YOUR BUSINESS IF YOU OR KEY MEMBERS OF STAFF ARE UNABLE TO WORK OR AWAITING CONSULTATION FOR

MEDICAL TREATMENT?




The pressures on the National Health Service today mean that waiting lists for both minor and major surgery are unacceptably high.



Long gone are the days when the state would look after you if you were ill or have had an accident and could not work.



The chances of you being unable to work through ill health at some stage in your career is much greater than you may think.



The means to opt for immediate private treatment is essential, but is private medical insurance affordable?



Premiums can vary from company to company with very little difference in benefit levels.



ACF will find you the most competitive scheme available that matches your needs and make sure that you continue to get the best advice in the future.




Our advisers can provide advice

  • Identify your personal needs

  • Explain the benefits and limitations of the schemes

  • Explain the claims procedure

  • Explain in detail the recommended scheme

  • Explain that any information about you would be kept securely and in accordance with the Data Protection legislation







Why not call us today on: 01480 471615



you can email us at: info@angliancommercialfinance.co.uk



or use our online contact form
WAGE GROWTH RISE Wage growth in the UK rose in the three months to February despite signs of a cooling jobs market before the introduction of higher payroll taxes and a lifting of the national living wage. The office of National Statistics said average weekly earnings growth, excluding bonuses, rose by 5.9% in a rolling three-month period to February, up from a revised 5.8% in the previous month.

JUMP IN RETAIL SALES Retail sales rose in March driven by the warmer weather and families buying gifts for Mothers Day, signaling that consumer spending could be stronger over Easter, new figures show. According to KPMG and the British Retail Consortium (BRC) sales jumped by 11% on an annual basis last month, unchanged from Februarys rise and above the twelve-month average of 0.6% growth. Sales increased by 3.5%in March last year owing to the earlier Easter holiday.

UK ECONOMY GREW 0.5% IN FEBRUARY The UK returned to growth much faster than expected in February which has helped boost confidence in the economy. GDP expanded by 0.5% up sharply from zero growth in January revised up from a 0.1% contraction, the Office for National Statistics said.

JOBSEEKERS CHASE FEWER VACANCIES The number of people looking for work increased at the fastest pace sine 2020 last month amid fewer job openings and a rise in companies carrying out redundancies. The availability of staff rose at its sharpest pace since December 2020 according to researchers from KPMG and the Recruitment and Employment Confederation REC.

BRITISH BUSINESSES CUT JOBS British businesses cut jobs at the fastest pace since the 2006 global financial crisis last month excluding the pandemic, a closely watched survey according to the flash purchasing managers index PMI. Februarys decline in employment is the largest since November 2022 and if the months that were skewed by Covid lockdown are excluded the biggest drop since the financial crisis.

BIG RISE IN FIRMS ON BRINK

There has been a record rise in UK businesses in severe financial distress as companies find it almost impossible to navigate the challenges they face according to an insolvency specialist. The number of businesses showing signs of critical stress rose by 50.2% quarter on quarter to 46853 in the final three months of 2024.Begbies Traynor said. Its red flag alerts showed that construction companies were facing the most significant challenges with 6830 businesses showing signs of critical distress. Consumer sectors also reported a jump of 76% in financial for the leisure sector and 48% in general retailing.

COSTS THREATEN ZOMBIE FIRMS

Tens of thousands of so- called "zombie" companies will fall prey to rising interest rates and inflation in the coming months according to the boss of Begbies Traynor. Ric Traynor, executive chairman of the insolvency specialist, predicted that highly indebted companies that have only managed to cling on thanks to cheap borrowing costs will fall over the next 18 months.